class.upload.php is a powerful and mature PHP class to manage uploaded files, and manipulate images in many ways. The script is available under a GPL license.
more info about the class
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$log = '[IMG]http://www.url.com/imgs/' . $member_id . '/' . $handle->file_dst_name . '[/IMG]' . $log;
Yeesh... Seems to be working now, thanks!